Letter to the credit card companies asking them if they could work out an alternate payment strategy
 
Company
Address
City, State, Zip
 
Date:
 
RE: Account number
<>Dear Sir/ Madam,

Letter to contact your credit companies.
 
<Company>
<Address>
 
 
Date:
 
Re: <Your account no>
 
Dear Sir/ Madam,
 
I am presently going through some financial difficulties and fear that I will not be able to meet my monthly payments to you. I do not want to declare bankruptcy and want to try and work out an alternate payment plan so that I don�t have to default on this debt.

Letter to the creditor asking them to remove their inquiry from the consumer credit report
 
Your name
Your street address
Your city
 
Date
 
RE: Unauthorized credit inquiry
 
 
Dear Sir,Madam,
 
I would like to bring to your kind notice the contents of the latest credit report that I received from the Equifax.
 

The date
Your name and address
The name and address of the creditor
Your account number with the creditor
 
Dear Sir or Madam,
 
I hereby revoke your right to use the wage assignment I signed on (The date you signed the wage assignment agreement). You no longer have my permission to use this wage assignment.
 
Sincerely,
Your signature

 

The date
Your name and address
The name and address of the creditor
Your account number with the creditor
 
Dear Sir or Madam,
 
I hereby revoke your right to use the wage assignment I signed on (The date you signed the wage assignment agreement). You no longer have my permission to use this wage assignment.
 
Sincerely,
Your signature

 

 

Company
Address
 
 
Date:
 
Re: Your account no
 
Dear Sir/ Madam,
 
I am presently going through some financial difficulties and fear that I will not be able to meet my monthly payments to you. I do not want to declare bankruptcy and want to try and work out an alternate payment plan so that I don't have to default on this debt.