Letter to the creditor asking them to remove their inquiry from the consumer credit report

 

Your name

Your street address

Your city

 

Date

 

RE: Unauthorized credit inquiry

 

 

Dear Sir,Madam,

 

I would like to bring to your kind notice the contents of the latest credit report that I received from the Equifax.

 

The credit reflects a credit enquiry from your company which I did not approve. I believe that legally you are not entitled to enquire on any debt amount without my authorization. I request you to delete this enquiry from my credit report with immediate effect as it is causing a hindrance in my acquiring a loan and other credit benefits.

 

I have used certified mail to send you this letter so that I may ensure that you receive it and send me a prompt response. Please forward me a written document stating the removal of the unauthorized enquiry.

 

In other cases, kindly forward me a document containing the proof of the enquiry mentioned by you.

 

Thanking you in earnest,

Your Name